Tiny Points Of Light Can’t Put Housing Humpty Dumpty Back Together, But…

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The much-worshipped self-regultory mechanics of the Law of Supply and Demand are failing to deliver the affordable housing that free market nations need. America announced its determination to pass the...

Housing Author Talks Political Anger And ‘Triangle Of Resistance’ To Affordability

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The focus of the article linked below is the United Kingdom. But the problems it explores are mirrored in nations experiencing a housing crisis that national and regional governments...

Laws Against Housing Segregation? Not Anymore, If HUD Gets Its Way

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Some decades ago, The U.S. federal government outlawed overt segregation. The Veteran's Affairs directive that forbade government housing assistance to returning black WWII veterans is one example.For more about...

King County, Washington Faces Up To The Real Cost Of Truly Affordable Housing

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Two years ago, the consulting firm McKinsey & Company delivered a controversial report to King County, Washington. It called for spending a quarter of a billion dollars a year...

When NIMBY Battlements Fall, Unseemly Victors Gorge On Plunder

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Unseemly? Unseemliness? Unseemliness describes a maniacal gobble-fest between competitors for profits. In this terminology, the behaviour of a flock of seagulls fighting over a spilled bag of chips is . ....

Dallas Provides A Megacity View From The ‘Burbs: Past, Present And Future

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A report from Dallas Texas enumerates some of the pros, cons, and one-day-hopeful pros again in a city that is a giant festival of sprawl. The report focuses on the...

Watch Out, Politicians! The Housing Crisis Is Coming To Bite Your Ass!

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During the 2016 American Federal Elections, we called Affordable Housing the 'Elephant in the Room'.See: The Elephant In The US Election Room: Affordable Housing For all that it was...

Habitat for Humanity Middle Class Follies: None Too Impressive?

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Housing For Humanity: a world-beating affordable housing charity now approaching middle age, which is no longer able capable of keeping up with the changing times? We certainly hope not. But...

Could Reviled Public Housing Beat Current National Affordability Programs?

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Useful articles on the subject of public housing have been a rarity in mainstream American publications. "Not in our lifetime," has been a characterization of a date when the...

America’s Governments: Social Housing Needs You!

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American government: point that urgent finger at yourselves. Your citizens need YOU to recreate a public housing program! Articles like the one linked below have been scarce to nonexistent in...

Columbus, OH, Teeters, Then Topples: Housing For The Poorest . . . Or Federal Funding?

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That there is a 'need' for housing across the American nation is largely self-evident. Housing developers would be heading out of business otherwise, and the largest of them at...

Calling All American Housing ‘Entities:’ Affordable Housing Challenge With Important Payoff

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Entites? Whether you belong to a for-profit, non-profit, or a TDHETDHE — Tribally Designated Housing Entity entity, two other corporate 'entities' have an affordable housing challenge for your consideration. Wells...

Toronto: Affordable Housing For Anybody But The Rich . . . And The Poor.

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Arguments can, and are, being made that national housing crises do not exist. Some simply reframe a generalized idea of 'affordability' to suit the argument. One from the United...

Boston: New Affordable Housing Funding . . Or Very Old?

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Riffing off the widely publicized 'gifts' from California tech companies, Boston's Mayor Walsh is calling for a new affordable funding stream from local businesses. Read more in the Boston...

Driving 100 Years Down The Road With Low Income Housing Tax Credits

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Quoting from an excellent, detailed article on the implementation of Low Income Housing Tax Credits in West Oakland, Pittsburg, PA: "With 9% LIHTC alone, the city would need...

Tenancy In Common: Why is It Affordable, And Some Might Say, Detestable?

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Tenancy In Common? Well, first we need to make liars out of ourselves by admitting that it's not really affordable, at least not so far as affordablehousingaction.org is concerned....

Trickle Up: A Watery Metaphor for Housing Price Change That Defies Gravity

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'Trickle-down' is the process that is touted to solve affordable housing crisis. It is the favourite viewpoint of the American housing industry and supported by the YIMBY (Yes in...

A Crisis Of Shoes, Ships Or Sealing Wax? Florida Housing Money Can Fix It

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In a time of growing housing crises, what possesses a state legislature to use its housing trust fund as a reserve to tackle other urgent matters, not once but...

Housing Has Always Been A Commodity, So What’s The Big New Deal?

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Currently there's a great deal of hand-wringing about the 'commodification' of housing, in particular its link to exploding housing prices and to blossoming housing crises everywhere. Some go so...

UK Affordable PPP Problem: “One Of Our ‘P’s Is Broken”

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Incompetence? Bad Faith? Obsessive fealty to shareholders?  Whatever the reason, local United Kingdom councils are starting to finger one of the 'P's in their Affordable Housing Public Private Partnerships...

Acquiring Land for Affordable Housing? Scrap That Idea!

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Governments, for all their supposed powers, are clearly at a disadvantage when it comes to competing with private enterprise that has sniffed profit in the wind. Sandy Springs, a newish...

Affordable Housing: A Rose-Coloured Glasses Moment To Wrap Up 2019

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It's a world in which a great many nations pay lip service to the human right to adequate shelter. There are some, including the United States, that don't acknowledge...

Pittsburgh Plays God With Poor Folks. Feds and State Leave Them No Choice.

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A slightly more fast and loose post, ranting completely understated

Portland Prepares For Care And Breeding Of Affordable Grannie Flats

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Accessory Dwelling Units (ADUs), grannie flats, garden suites, call them what you will, can be highly affordable. Better still, in a crowded urban landscape they have a residential footprint...

The Fuss About ‘Poor Doors’

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Okay, we were as aghast as everybody else that 'poor' doors had been installed in a publicly subsidized New York City building so that rich folks didn't need to...

Guardian Public Service Awards: Good Housing News From A Great Paper

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Before getting into The Guardian Housing and Public Service Awards, an affordablehousingaction.org Top Affordable Housing Newspaper award to The Guardian itself. The Guardian is right up there in quality with the top handful...

Charlotte, NC Explores The Other Side Of The Affordable Housing Coin

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In a free market, affordability is transactional. It makes sense only if there are two sides to the transaction. A seller's price (fixed) is only affordable if a purchaser's...

Habitat For Humanity Breaks New Trail In Kamloops British Columbia

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Habitat for Humanity, arguably one of the most respected and successful affordable house building charities in the world, is undergoing a sea change. Even with its ability to mobilize construction...

An Affordable Pox On All Your Tech Industry Charitable Housing

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The headline seems a little churlish, doesn't it? Sneering at charitable contributions? We thought so. And yet it forms the core of a similar headline from the electronic publication:...

Inter-Governmental Wrangling: A True Menace To Affordable Housing?

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From the Right: eliminate onerous government regulations and the free market will build us all out of affordable housing crises, providing the necessary housing for ownership by the 'workforce,'...

Is The Marshall Plan A Model To Solve The Affordable Housing Crisis?

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Following World War II, the United States committed 12 billion dollars over 4 years to rebuild Europe. It was then quite a chunk of the country's annual budget and...

Choking On The Cake Of Home Ownership

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The underlying myth of home ownership in a capitalist economy is that you can have your cake and eat it. Having the cake means fulfilling a fundamental need: shelter....

US Affordable Housing Supply — Sabotaged!

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A recent study by two U.S. economists demonstrates how national homebuilders can effectively sabotage the free market, building fewer homes to their great convenience and profit. In response to cries...

Getting More Affordable Bang From Your Rental Security Deposit Buck

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If you are a renter, what use are you getting out of your security deposit? None. Your landlord is holding your security deposit as a trust. So, in theory at least, a...

Time To Recognize The Need For A ‘Green New Deal For Housing?’

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At affordablehousingaction.org we've expressed some concern that climate change activists may find themselves competing for limited funding with affordable housing activistsTry: Saving The World One Tree? Affordable House? At...

War On Affordable Housing: UK Government Still Leading From The Rear?

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For a good chunk of the twentieth century, national governments in the UK and the US recognized a responsibility for ensuring that lowest-income citizens had adequate housing. Over the last...

India Housing Industry Binges On Affordability. Could It Be Fatal?

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The Meal: hundreds of thousands of middle class affordable housing units of various stripes and colours The Tasty Hot Sauce: Government Subsidies The Unfortunate By-Product: Thousands upon thousands of empty housing...

London Mayor: Private Enterprise Can’t Solve Affordable Housing Crisis

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Faced with an affordable housing crisis in his city, the Mayor of London, UK, has pointed out the fatal flaw when it comes to using PPPs (Public Private Partnerships)...

Housing Literally Under Water Might Burst A Housing Bubble, Trigger Recession

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The housing market collapsed in 2008 and caused an economic recession in the United States, which spread to other countries. It was triggered when new homeowners found themselves 'under...

Three Takes On California’s Housing Crisis: Part 1

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Part One considers the current clash of legal responsibilities between the two levels of government actively involved — state and local — focusing on Pasadena.

With the State Paving The Way, San Francisco Plans A ‘People’s Bank’

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In April of this year, we featured a post on the City of Los Angeles's flirtation with the idea of a public bankPublic Banks: What Are They? What Might They...

Is It Affordable? Dodging About In London UK’s Hodgepoge Of Dodgy Definitions

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Bamboozled by dodgy definitions of affordable housing, the City of London somehow has recently managed to slither away from building any truly affordable housing at all. But that was...

Oopsy: Outdated U.S. Law Funnels Loans For Poor To Help Gentrify Houses Instead

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In order to discourage the banking practice of redliningTry: Redlining: What Was It? And We Should Be Asking ‘What Is It?’ Because It’s Still With Us, And It’s Bad,...

Loan Industry Spurs U.S. Toward Another Mortgage Meltdown

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Will there be another mortgage meltdown, triggering a housing meltdown at the heart of a nationwide economic disaster? The U.S. government, pressured by special interests (not their citizens' interests,...

Chicago Partially Affordable Success Points To Ultimate PPP Failure

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A promoted advantage of Public Private Partnerships (PPPs) is the fact that their very design creates partially affordableWhat does 'partially affordable' mean? Terms such as 'truly affordable' or 'workforce' refer...

Researcher Drags Inclusionary Zoning Through The Mud To Good Purpose

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An article in the Baltimore Sun puts the boots to America's current favourite way of building affordable housing — through inclusionary zoning projects that produce partially affordable housing complexes....

Seattle Affordable Housing Fund Lyft-Off?

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As affordable housing crises have deepened, cities and regions have looked to create housing trustsSee the category Funding: Revenue Streams for other posts on this issue. to fund new...

Anchor Companies Forced To Address Affordable Housing Woes

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A brief and so-called short feature presentation embedded at the beginning of the 1983 film The Meaning of Life takes corporate mobility to the absurd lengths only to be expected...

Why A President Can’t Do More To Fix The Low Income Housing Crisis In America.

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This isn't a question of what President Trump would like to do, more the issue of what any President at this moment of time is actually able to do. Democratic...

Big Changes Cloud Horizon Of Fannie Mae And Freddy Mac

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Two financial and housing industry giants, the federal government-created mortgage guarantors, Fannie Mae And Freddie Mac,The Federal National Mortgage Association (FNMA), aka Fannie Mae and the Federal Home Loan...

Affordable Dream Or Investment Nightmare? SC Offers Low Earners Pot Of Gold To Buy Housing Rainbow

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A recent and superficially very generous offer to boost low-income South Carolina residents onto the housing ladder has been described as “One Of The Best Deals We’ve Ever Had."...

In London, UK, New Social Housing Projects Stand Up To Be Noticed

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The public face of much-touted public private partnerships (PPP) is a local county council. For several decades now, local councils have been expected to maintain rental housing stock for...

Planning Ahead For The Great Public Private Partnership Poop-Out

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Yes indeed, the leopard may change its spots. And the scorpion crossing the river on the back of the frog may not sting it, so that they both drown....

Canadian Cities Want More Balanced Federal Affordable Housing Strategy

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When Canada's sleeping giant (in this case, its federal government) finally awoke to a variety of housing crises in 2017, it did so with a 10 year, 40 billion...

Affordable Housing In Trailer Parks? ROCk On, America!

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These days, a flood of buy-and-destroy developers as well as vulture rental packagers threaten the existence of a longstanding North American affordable housing institution — the trailer park. Trailer parks...

Chicago Ponders the Problem of Seducing Developers To Support Affordable Housing

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What to do when coercion does not convince developers to participate in affordable housing projects, with the result that they wriggle off the hook by paying an 'in-lieu-of-participating' fee...

The Cost Burden Of Pursuing Distant Opportunity: Unaffordable Housing

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Getting on the success bandwagon by upping stakes and moving to a new location has always been pricy. Whether it's anecdotal history from the gold rush, or more recent...

Non-Market Permanent Affordable Housing: Practical Solution Or Pipe Dream?

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People with very low incomes face big hurdles when it comes to affording housing. With minimal resources, they have limited housing options and little control over their housing in...

British Columbia Tax Successfully Cools Vancouver’s $$$$$ Housing Market

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There's a long list of cities world-wide looking for ways of reducing overheated housing markets. Vancouver, rated by some measures as the second most expensive city to live in...

Can Unsubsidized Apartment Construction Rescue Struggling Middle Class Buyers?

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For the past few years, the American housing industry has been open and unapologetic about the focus of its members, both corporations and individuals. The industry prefers to profit...

Affordable Housing Massaged By Technology: Benefits? Or Techno-nerd Hype?

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Can government or charitable grants and subsidies fuel a housing revolution and overcome today's affordability crisis? If so, it's sure not happening yet, if ever. Alternatives? Turns out they're popping...

Shelter For All: Most Governments Cower. India Tackles It Head On

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Following the landslide re-election for India's Prime Minister Narendra Modi, how is his hugely ambitious 'Housing For All By 2022' plan coming along? Not a slam dunk yet, but it...

Free Market Affordable Housing: A Unicorn? IKEA & Padsplit Don’t Think So

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In no small part, affordable housing is a victim of housing industry propaganda, not actual facts. The housing industry, by and large, sings a two-note song. The high note: luxury...

Affordable Housing Dance Of The Seven Veils: Canadian National Edition?

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Finally! Over the past few decades it has seemed that when it comes to housing, the Canadian federal government was hiding in bed with the covers over their head. Then...

Austin, Texas Council/Developer Spat: Trouble In PPP Paradise?

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Public Private Partnerships are the darlings of neo-conservatives. These are arrangements in which the public, a.k.a government, knows how to levy taxes, but is a screwup in most all...

Die, P-P-Pie In The Sky! UK Affordable Housing Needs Huge Govt Commit Instead

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An unprecedented coalition of charities and activist groups are challenging the next UK Prime Minister to face up to reality. They are labelling as a total failure the public/private...

Tasmania: Today’s Social Fallout From Yesterday’s ‘Business’ Of Sheltering The Poor

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Nice little business you've got going for yourselves there, Australia. The Federal Government bankrolls a state — Tasmania — to build public housing. Too bad the state can't pay...

New Jersey Non-Profit Demonstrates What Community Can Do That Government Can’t

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When it comes to affordable housing, New Jersey's bickering between municipalities and the state have set a national benchmark for the lowest possible standard of government commitment to a...

World Survey of Affordable Housing Industry ‘Volunteerism’ = Raspberry Time

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A vast, worldwide, low-end hotel/motel industry specializes in providing affordable housing. Should it voluntarily take charge of solving the affordable housing crisis internationally, or in any single country? We might ask the same question about the wildly successful internet-based B&B industry.

NYC Mission Impossible? PPP That Builds True Affordable Housing. . . In Volume

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Public Private Partnerships (PPPs) have been a darling of neo-conservative 'leave it to the private sector,' thinking. Alas, when it comes to affordable housing in mixed income projects, they've...

$$$ College Housing? $$ But Scarce Off-Campus? Student Union Eyes Third Way

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These days, college and university students are often burdened by loans necessary to higher education tuition. This financial problem is only growing. That's because, for those without a convenient...

Just Build More Housing? These Days, The Idea Rules, But Without Clothes

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As a child, I attended a live production of The Emperor’s New Clothes. The Emperor met up with weavers who promised cloth of the finest quality and lightest weight....

Jobs-Housing Linkage Fees — What Are They? How Can They Help Affordable Housing?

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New businesses often require new business buildings. New business buildings become populated with new business workers. New business workers create a demand for new housing. The logic that tracks from new business...

How Housing Investment By Criminals Can Jack Your Own Home Payments

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North American boom towns are experiencing a new kind of crime wave that is almost completely invisible to the general public and to authorities as well. If you live...

Should ‘Sacrosanct’ Middle Class Bleed Affordable Housing Dollars From Truly Needy

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In North America, there is a growing pressure at all levels of government to find subsidy dollars for housing the middle class. That's the 'sacrosanct' middle class, according to...

How Québec And British Columbia Became Canada’s Affordable Housing Leaders

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In 1994, the Canadian Federal Government pulled the plug on its social housing programs. Seven years later, the federal government reversed its position and decided to put some funding...

Kingston, ON, Pinpoints Today’s Affordable Housing Crisis . . . 50 Years Ago

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Affordable housing? It's déja vu all over again in Kingston, Ontario, as the local paper compares the current affordable housing crisis to the one the city was suffering in...

IRS Cranks Up The Curtain For Another Peek At The Land Of OZ

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Back in the day, there was the plain not-so-old Opportunity Zone (OZ), which has now become a Qualified Opportunity Zone (QOZ) . . . doing so apparently 'just beQOZ.' Not long...

Public Investment In Australian Affordable Housing Pays Off

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It's an old story which still holds. You have to spend money to make money. A consortium of non-profit, government and industry groups found this out after they commissioned study...

How Denver Downtown Gentrification Freezes Out Essential Workers

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"Hospital treatment bookings wait for no person," I reasoned before beginning cancer radiation therapy in downtown Toronto. I planned to travel to my appointments by subway (No sane person...

Housing Crisis Solution? Govt Subsidies Do Nothing Except Sooth Politician Slumber

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To elaborate the headline of this post somewhat, the article linked below calls into question virtually the entire foundation of the U.S. government's contributions to municipal affordable housing subsidy...

Opportunity Zones: What Are They? Drawing Back The Curtains In The Land Of Oz

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Opportunity Zones? What are OZs? How Do They Work? What can OZs do for the affordable housing crisis? Why it is that what they can do may not be...

San Francisco Report Digs Into Profit And Peril Of Public Banks

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These days, when the word 'public' is applied to an institution (e.g. public housing) it is a dogwhistle for 'socialist,' which in turn is a dogwhistle for communist, leninist,...

Australia’s Housing Prices Sink While Housing Hopes Sink With Them

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For Australians, a national decline in housing prices is bringing new hope for affordable home ownership. Unfortunately, standing between hope and a new house are the banks. Housing industry pundits...

Affordable Housing Details You Might Not Have Considered: Parking

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Affordable housing is not just a collection of construction material and land costs. It's a purse that must stretch to cover a rental or purchase . . . after...

Boston’s Community Preservation Agenda Includes Affordable Housing

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With affordable housing now reaching crisis levels in most North American cities, symbolic housing trust funds with startup but no top up are giving way to housing funds that...

More Affordable Housing? In Some Places, Taxing May Be More Effective Than Building

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Vancouver, British Columbia recently reported qualified success in taxing empty housing. Try: City Of Vancouver Successfully Puts Idle Homes To Work A recent study in the United Kingdom examines the...

A Day Late And A Dollar Short: Looking The Microsoft Gift Horse In The Mouth

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A recent pledge of $500 million to help build affordable housing in Seattle led to excited buzz about private enterprise stepping up the the plate for affordable housing, when...

Amazon Falls. How Many Outstretched Consumer Feet Were Needed To Trip A Retail Giant?

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How many New York City activists does it take to unscrew a multi-billion dollar commercial lightbulb? Not as many as one might expect, certainly not a majority of people...

Zig-Zags And Broken Field Running: Non-Profits Facilitate Housing Speculation Touchdowns

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Scratch the surface beneath Microsoft's generous affordable 500 million dollar housing pledge to Seattle. Vague on details so far, Microsoft itself points to a California project that may be...

San Francisco Wants Affordable Housing? Let Them Eat Bibimbap!

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People have a way with words, and perhaps we should pay closer attention to how they are used. Buried in a proposal for the development of 'lazy land'Lazy land...

Need Affordable Housing? What ‘Big Government’ Could Do For You.

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Way back when, remember Big Government? Oh. You think Big Government is still with us, a bloated zombie from a failed twentieth century socialist experiment, still hard at work draining tax...

Not A Property Tax, But A Land Value Tax. Vancouver Explores A Way Of Taxing Pure Land Speculation.

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Vancouver, B.C. is struggling with a world class affordable housing crisis which some locals believe is the worst, anywhere, in any country. In order to put the brakes on land...

Colorado, Where The Wages Of Sin Is Affordable Housing (And The Munchies)

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As North America's housing crisis deepens, there is a growing gap between land and housing costs on one hand, and the amount that a growing number of potential homebuyers...

True Danger But Not On The Southern Border As Trump’s Shutdown Threatens Millions Of Renters

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Unlike Trump, it would seem that the majority of Americans do not see hungry latino refugees arriving at the southern US, border as a serious threat to the country....

Affordable Housing Shell Game: How Canadian Federal ‘More’ Becomes Regional ‘Less’

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Federal Government interest in affordable housing for Canadians peaked after World War II and then steadily declined into indifference and neglect that has characterized that government's attitude over the...

Housing Industry Analyst: The Sorry Scope of Affordable Housing Progress

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An analysis of the growing affordable crisis in America is delivered in the article below by a housing industry executive,  Bridge Capital Markets Group's Managing Director Inna Khidekel.  Of course...

The Reprieve Of The Flimsy Fly-By-Never Single-Wide Trailer Park Death Trap

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For many, many years manufactured homes just couldn't 'get no respect.' Inexpensive, certainly. Mobile? Not really. They just picked up that reputation by snuggling up to real — and real...

Nooo! Say It Ain’t So! Scotland Builds PPP Affordable Rental Homes Without Government Subsidy

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Rental homes of mid-range affordability, as well social rent affordability are in the mix of a new Public/Private Partnership (PPP) project in Dunbar, Scotland. At affordablehousingaction.org, we feel positively betrayed....

In Toronto, Affordable Housing Christmas Joy, But Only For A Privileged Few

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I am standing 40 floors up at the window of Toronto’s few modern(-ish) rental apartment buildings. My host is a venerable and nationally respected financial expert. We are gazing out...
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