Ownership Debated

Debates and decisions about affordable ownership.

Encampments In Canada And A Path Forward

Tent encampments are a visual reminder of homelessness. They are hard for us to look at. Some see the people living there are failures. Others don't want to look...

A Shared Home Ownership Option For Unrelated Adults In The United States

Two unrelated people buying a house is becoming more common, not only in EuropeTry: Not Married But Need To Share A House? Verantwortungsgemeinschaften! , but also the United States. The...

Just A Jingle Or Two Of Your UK Purse Will Buy You A Home! Really!?

Hey, would-be home buyers worldwide, not to mention those renters who are impoverished by helping 'buy-to-rent' landlords pay off their third or fourth home! This post is for you. How 'with...

UK Social Housing, Not Ownership, Can End Private Rental Profiteering

Not all that long ago, renting a home on the free market was the essential penny-saving survival means in the UK. It was once cheaper and more readily available...

Better Bang For Your Buck From Renting? American Homeowner Dream Heresy!

Attention Denizens of Legendary Dogpatch, USA! Which of America's Biggest and Best Cities might entice you to buy in to the American Home Ownership Dream? If you are actually American,...

Do Governments Mistakenly Support A Fantasy: That Voters Believe All Should Own Housing?

It was in a Toronto Fitness Centre locker room that a local University prof spilled the ugly beans to Affordablehousingaction.org about citizen self-protective(?) behaviour. "Immigrants are only pro-immigration until they...

Margaret Thatcher: Social Housing Assassin? A Personal View From Lived Experience

The decline of United Kingdom social housing? How best to inspire a reader on the subject? As an historical treatise, step by stumble through a succession of right...

Is Singapore’s Wildly Successful Public Housing Gradually Becoming Outdated/Unaffordable?

If you've been following our posts, you'll know that we've behaved a little like breathless enthusiasts about an emerging activist housing philosophy. North America is seeing currently fashionable proposals...

To Hell With Home Ownership, You Government Touts! Help Give Us A Break On Renting

Then there's the brother-in-law, needing to replace an old porch door. Alas, it's old enough to be a non-standard size and so needs to be custom-ordered, skyrocketing the cost....

The National Dream Parade of Housing Emperors: Becoming A Truly Naked Ambition

With the advent of the 50 year housing mortgage in the United Kingdom, housing wealth can be 'rented' from a bank or mortgage company, costing for many a lifetime...

How Inflation Contributes To Canada’s Housing Crisis

Putting 'celebrating' and 'stalling housing prices' in the same phrase will probably ensure that people read at least a few pages of Generation Squeeze's new report: Celebrating Stalling Prices...

Can An Architectural Tail-Tip Wag A Housing Financialization Dog?

AAHA! Fooled us with that name, didn't they? We were expecting a rabbit pulled from a hat and have instead latched on to a group of Canadian architects, designers and...

COVID Responses Deepen Our Understanding Of The Housing-Health Connection

The connection between housing and health came late to the table when researchers began studying the social determinants of healthTry: Connecting The Housing And Health Dots . Researchers have...

A Collection Of Thoughts: Why The US Rental Housing Market Sucks

The article linked below actually sets out with a more ambitious agenda than 'a collection of thoughts.' It considers Why the rental housing market is so deeply broken. As...

Missing The Mark On Making Homes More Affordable In The United Kingdom

Liz Truss is one of the candidates to become the next Prime Minister of the United Kingdom. She really doesn't like housing targetsAs posted on Twitter: Liz Truss: ‘I’ll...

Housing => Wealth: But China’s Home Prosperity Bootstraps Are Breaking

Is ever-build, free-market, middle-class housing the sacred cow of modern western civilization? Follow housing news in a variety of nations and expect to be told what a large and...

Singapore: Millionaire Trouble In Public/Social Housing Paradise

With new 'social' housing prayers currently a-murmur across America, we report, with great regret, that an important patron saint of that movement is, if far from dead, doing poorly. That...

United Kingdom ‘Right To Buy’: Coming To A Country Near You?

The UK's under-siege Prime Minister Boris Johnson is currently attempting to polish his extremely grubby conservative credentials by expanding England's Right To Buy program to residents of the region's...

Why You Are Sliding Towards A Home With An Open Air Roof

Leftie, bleeding heart publications such as ourselves just know that the globe's problems, like homelessness, arise from rampant, unrepentant financializers who profit on the backs of the little guys. Well,...

2008 Housing Crisis? Canada Sailed Above It. Too Bad.

What if Canadian homeowners had suffered the same calamities of the 2008 mortgage meltdown as Americans? Many homeowners in other nations also suffered. Canada largely crested the waves of...

The Kiwi Housing Game: Slippery Rental Snakes And Greased Ownership Ladders

Who can afford affordable housing? KiwibuildTry: New Zealand’s Kiwibuild ‘Affordable’ Housing Stumbles Out Of The Starting Gate was initiated in New Zealand as an ambitious affordable housing program. It came...

Secure, Fulfilling Life As a Renter: Is It possible In Put Country Name Here ?

A lengthy article from Australia's ABC News poses the question asked in the title above. Can rental housing deliver both a happy, fulfilling lifestyle and housing security? Surely a national...

Whoa! English Pensioners Face Impossibility Of Having Housing Cake And Eating It

Mortgage calculators abound for computing the cost of that so-called "National Dream": home ownership. For example, choose a 3% mortgage rate. Inherit, beg, borrow, steal, or work at a...

More Aging NZ Homeowners Looking Towards Public Housing. Why?

One in three New Zealand councils are looking to pry elusive rent subsidies dollars from the federal government in order to build social housing. The demand for social (or...

What If New Public Housing In America Could Be Owned, Not Rented?

Shelterforce is an American publication promoting community activism in a number of areas, particularly housing. In a recent article, it poses the "what if" question framed in the headline...

Can You Have A Million Dollar Public Housing Cake And Eat it Too? Singapore Wonders

European nations such as Denmark and Austria have done very well by housing large portions of their population in social housing. Nowhere, however, has the public housing been such...

Reasons To Be Wary Of Home Ownership

Yes, there are people who wonder whether home ownership is all it's cracked up to be. This intriguing point of view diverges substantially from the idea that everyone should...

So You Think It’s Tough To Rent In Your City? What About . . . ?

As cities cores become higher, denser, and more gentrified, the American dream is changing shape. What was once the lure of a single family home on a private lot...

Low Density City Neighbourhoods Fingered as World Economic Nightmares

From a worldview of a gang of teenagers trying to break a record for the number who will fit into a car (and haven't noticed they're parked too close...

Housing Has Always Been A Commodity, So What’s The Big New Deal?

Currently there's a great deal of hand-wringing about the 'commodification' of housing, in particular its link to exploding housing prices and to blossoming housing crises everywhere. Some go so...

How Affordable Housing Might Add Substance To Talk of Segregation Reparations

Democratic candidates for the U.S. federal elections in 2020 have broached the subject of reparations for the continued mistreatment of black Americans that followed emancipation. So far, while there...

Housing Literally Under Water Might Burst A Housing Bubble, Trigger Recession

The housing market collapsed in 2008 and caused an economic recession in the United States, which spread to other countries. It was triggered when new homeowners found themselves 'under...

Three Takes On California’s Housing Crisis: Part 3

Part three looks at some of the unexpected consequences of an American Fever-Dream — home ownership, but not just any home: bigger, more unique, prestigious and. . . for reasonably well off citizens . . . affordable.

Affordable Housing Crisis Spin-Doctors Deliver A Faulty Prescription

Let's take the following media declaration at face value: "4 Out Of 5 Americans say there is a housing affordability crisis." Based on a sample of 20,000 people that's...

Baby Boomers – How Do They Fare In the Housing Market?

A recent edition of the Canada Mortgage and Housing Corporation's (CMHC) Housing Market Insight looks at housing trends among baby boomers in the Greater Toronto area. Baby boomers are...

‘Schoolboy Economics’ Wrongly Validate A Housing Non-Crisis In The UK

We've seen several articles recently that address a conspiracy-theory notion of an affordable housing 'crisis'. Note in the previous sentence how the quote marks around affordable housing 'crisis' tend...

Young Professionals Failing To Bite On Topeka Housing Ownership Lure

Over-the-hill American heartland cities are currently licking their lips at the prospect of the reverse migration of talented young professionals from increasingly unaffordable coastal boom towns such as San...

Hey Buddy, Got A Dime For An American Dream? Panhandling For A House

Panhanding on street corners for coffee (or beer)? Not okay! Panhandling for a step up onto the housing ladder, particularly if the handout is enormous? Now you're talking! A National Association...

Bad News For ‘American Dream’ Buyers. Your Home Ownership Strategy May Suck, Big Time.

The American Dream (which was once something elseThere’s a Wikipedia post about the American Dream from a range of perspectives.) has for a while time now been to 'own...

Who Buys Houses From Aging Boomers? Not Skint Millennials, That’s For Sure

The housing market, most unfortunately, is absolutely everywhere. As well, it's absolutely stuck in its everywhere place. (With rare exceptions, nobody buys a house — should they be able...

NIMBYite Baby Boomers Go Out With A Bang, Not A Whimper

"Affordable Housing? How quaint. Of course. Only take it somewhere else. Otherwise I personally guarantee to shove your XXXX up your YYYY until you bleed buckets and scream for...

Rent-To-Own And Housing Affordability: Just Who Profits?

Depending on the city you live in, affordable rental housing can be difficult to find, let alone 'rent to own' housing. However, any housing wrinkle may be worth a...

Hardship Post San Mateo CA, Considers Compulsory City Gambling To Woo Employees

Compulsory city gambling??? But how else do you describe taking general city revenue to run lotteries with housing loans as the prizes? The saddest thing about this proposal is...

The Lightbulbs Go On In New Zealand: Oh . . . You Mean THAT Kind Of Affordable Housing

"Affordable" housing? Just what does it actually mean? Current confusion over the term "affordable" housing has been deliberately fomented by some of the major players in the homebuilding sector,...

Risky Lending Practices In India: Deja Vu All Over Again?

Recent house financing developments in India make a case for looking beyond a country's borders when looking for best practices for financing and constructing affordable housing. Risky lending practices, buying,...

The Affordable Housing Blues . . . or Cheap Housing: Crabgrass On The Manicured Lawn Of Human Desire

Don't gimme shelter. Gimme neighborhood slow-taxiing housing values finally lifting off the runway into the free market stratosphere, dragging my house along with with them. I'm stuck in a down-market,...

When The Affordable Housing Tipping Point is Reached, What Next? Does the City Die?

Apologies for yet another California story. But since the state is ground zero for both affordable Housing and for homelessness, things may well happen here before anywhere else. On to...

Bristol, UK: Building Less Affordable Housing In Order To Build More

A contradictory headline describes the dilemma of the City Council in Bristol, which is trying to move quickly to provide affordable housing for their community. The need may be...

Weep, Affordable Housing Activists! Here’s A Practical Benefit To House Flipping

The free market buying and selling of housing for profit (flipping) is the single greatest cause of today's affordable housing crisis world wide. Mom and pop flipping is bad...

Brandon, Manitoba Affordable Housing: Goldilocks And The Three Bylaws

The housing in the first bylaw was too large. The housing in the second bylaw was too small. But the housing in the third bylaw was just right. Goldilocks...

Affordable Housing: Human Right? Human Desire? Or Somewhere In Between, Lost In translation?

Not long ago, there was a growing crisis of housing affordability. To pay more than 30% of your salary for rent was to expose you and your family to...

Manufactured Home Communities: Take Out The Trash And Rethink The Affordability

$70,000 home ownership? It's still possible in 'Manufactured Home Communities'.  That phrase captures solid industrial strength paired with cozy neighbourhoods. Apparently, some 37,000 such communities around America enjoy this kind...

Miracles of Modern Affordable Development: 2 buyers + 1 home = 2x cheaper!

Corporate developers (are there any other kind?) pledge allegiance to shareholders, not fellow citizens. They are compelled to maximize profits and minimize losses. If involved in a public/private partnership...

Dollars To Help Affordable Housing Buyers: Does It Quell The Flames, Or Pour Gas On The Fire?

Financial assistance for home buyers can come in several forms. On the surface, government cash handouts or tax relief strongly appear to make housing more affordable. But those with...

British PM On Unaffordable Housing: Land Bankers To Blame

In a recent speech committing to more British affordable housing, Prime Minister Theresa May was quick to find culprits everywhere, but not so much on her own doorstep. The...

Suburbia: Unaffordable Downtown Housing Eats At The Heart Of The American Dream

We are bringing up (and often helicoptering) children in an age of smart-phones, X-boxes play-dates and supervised after school care. Letting a child walk alone five blocks to school...
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