Home Ownership Ownership Debated

Ownership Debated

Debates and decisions about affordable ownership.

So You Think It’s Tough To Rent In Your City? What About . . . ?

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As cities cores become higher, denser, and more gentrified, the American dream is changing shape. What was once the lure of a single family home on a private lot...

Low Density City Neighbourhoods Fingered as World Economic Nightmares

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From a worldview of a gang of teenagers trying to break a record for the number who will fit into a car (and haven't noticed they're parked too close...

Housing Has Always Been A Commodity, So What’s The Big New Deal?

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Currently there's a great deal of hand-wringing about the 'commodification' of housing, in particular its link to exploding housing prices and to blossoming housing crises everywhere. Some go so...

How Affordable Housing Might Add Substance To Talk of Segregation Reparations

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Democratic candidates for the U.S. federal elections in 2020 have broached the subject of reparations for the continued mistreatment of black Americans that followed emancipation. So far, while there...

Housing Literally Under Water Might Burst A Housing Bubble, Trigger Recession

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The housing market collapsed in 2008 and caused an economic recession in the United States, which spread to other countries. It was triggered when new homeowners found themselves 'under...

Three Takes On California’s Housing Crisis: Part 3

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Part three looks at some of the unexpected consequences of an American Fever-Dream — home ownership, but not just any home: bigger, more unique, prestigious and. . . for reasonably well off citizens . . . affordable.

Affordable Housing Crisis Spin-Doctors Deliver A Faulty Prescription

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Let's take the following media declaration at face value: "4 Out Of 5 Americans say there is a housing affordability crisis." Based on a sample of 20,000 people that's...

Baby Boomers – How Do They Fare In the Housing Market?

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A recent edition of the Canada Mortgage and Housing Corporation's (CMHC) Housing Market Insight looks at housing trends among baby boomers in the Greater Toronto area. Baby boomers are...

‘Schoolboy Economics’ Wrongly Validate A Housing Non-Crisis In The UK

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We've seen several articles recently that address a conspiracy-theory notion of an affordable housing 'crisis'. Note in the previous sentence how the quote marks around affordable housing 'crisis' tend...

Young Professionals Failing To Bite On Topeka Housing Ownership Lure

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Over-the-hill American heartland cities are currently licking their lips at the prospect of the reverse migration of talented young professionals from increasingly unaffordable coastal boom towns such as San...

Hey Buddy, Got A Dime For An American Dream? Panhandling For A House

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Panhanding on street corners for coffee (or beer)? Not okay! Panhandling for a step up onto the housing ladder, particularly if the handout is enormous? Now you're talking! A National Association...

Bad News For ‘American Dream’ Buyers. Your Home Ownership Strategy May Suck, Big Time.

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The American Dream (which was once something elseThere’s a Wikipedia post about the American Dream from a range of perspectives.) has for a while time now been to 'own...

Who Buys Houses From Aging Boomers? Not Skint Millennials, That’s For Sure

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The housing market, most unfortunately, is absolutely everywhere. As well, it's absolutely stuck in its everywhere place. (With rare exceptions, nobody buys a house — should they be able...

NIMBYite Baby Boomers Go Out With A Bang, Not A Whimper

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"Affordable Housing? How quaint. Of course. Only take it somewhere else. Otherwise I personally guarantee to shove your XXXX up your YYYY until you bleed buckets and scream for...

Should ‘Sacrosanct’ Middle Class Bleed Affordable Housing Dollars From Truly Needy

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In North America, there is a growing pressure at all levels of government to find subsidy dollars for housing the middle class. That's the 'sacrosanct' middle class, according to...

Rent-To-Own And Housing Affordability: Just Who Profits?

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Depending on the city you live in, affordable rental housing can be difficult to find, let alone 'rent to own' housing. However, any housing wrinkle may be worth a...

Reflected In The Shiny Mirror Of Capitalism, Third World Poor See Themselves Without A Roof Overhead

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If capitalism is ever to successfully embrace and uplift the third world poor, it will have to reinvent its understanding of land ownership and human shelter in a slow...

Hardship Post San Mateo CA, Considers Compulsory City Gambling To Woo Employees

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Compulsory city gambling??? But how else do you describe taking general city revenue to run lotteries with housing loans as the prizes? The saddest thing about this proposal is...

The Lightbulbs Go On In New Zealand: Oh . . . You Mean THAT Kind Of Affordable Housing

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'Affordable' housing? Just what does it actually mean? Current confusion over the term 'affordable housing has been deliberately fomented by some of the major players in the homebuilding sector,...

Toronto: Big City Navel-Gazing Distracts From Affordable Housing Reality

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If you live in or around Toronto, the classic signs of a vibrant, expanding downtown core are everywhere: the condo tower boom with its thicket of cranes rising high...

Risky Lending Practices In India: Deja Vu All Over Again?

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Recent house financing developments in India make a case for looking beyond a country's borders when looking for best practices for financing and constructing affordable housing. Risky lending practices, buying,...

The Affordable Housing Blues . . . or Cheap Housing: Crabgrass On The Manicured Lawn Of Human Desire

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Don't gimme shelter. Gimme neighborhood slow-taxiing housing values finally lifting off the runway into the free market stratosphere, dragging my house along with with them. I'm stuck in a down-market,...

When The Affordable Housing Tipping Point is Reached, What Next? Does the City Die?

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Apologies for yet another California story. But since the state is ground zero for both affordable Housing and for homelessness, things may well happen here before anywhere else. On to...

Bristol, UK: Building Less Affordable Housing In Order To Build More

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A contradictory headline describes the dilemma of the City Council in Bristol, which is trying to move quickly to provide affordable housing for their community. The need may be...

Weep, Affordable Housing Activists! Here’s A Practical Benefit To House Flipping

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The free market buying and selling of housing for profit (flipping) is the single greatest cause of today's affordable housing crisis world wide. Mom and pop flipping is bad...

Brandon, Manitoba Affordable Housing: Goldilocks And The Three Bylaws

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The housing in the first bylaw was too large. The housing in the second bylaw was too small. But the housing in the third bylaw was just right. Goldilocks...

Affordable Housing: Human Right? Human Desire? Or Somewhere In Between, Lost In translation?

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Not long ago, there was a growing crisis of housing affordability. To pay more than 30% of your salary for rent was to expose you and your family to...

Manufactured Home Communities: Take Out The Trash And Rethink The Affordability

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$70,000 home ownership? It's still possible in 'Manufactured Home Communities'.  That phrase captures solid industrial strength paired with cozy neighbourhoods. Apparently, some 37,000 such communities around America enjoy this kind...

Miracles of Modern Affordable Development: 2 buyers + 1 home = 2x cheaper!

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Corporate developers (are there any other kind?) pledge allegiance to shareholders, not fellow citizens. They are compelled to maximize profits and minimize losses. If involved in a public/private partnership...

Dollars To Help Affordable Housing Buyers: Does It Quell The Flames, Or Pour Gas On The Fire?

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Financial assistance for home buyers can come in several forms. On the surface, government cash handouts or tax relief strongly appear to make housing more affordable. But those with...

British PM On Unaffordable Housing: Land Bankers To Blame

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In a recent speech committing to more British affordable housing, Prime Minister Theresa May was quick to find culprits everywhere, but not so much on her own doorstep. The...

Suburbia: Unaffordable Downtown Housing Eats At The Heart Of The American Dream

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We are bringing up (and often helicoptering) children in an age of smart-phones, X-boxes play-dates and supervised after school care. Letting a child walk alone five blocks to school...

Social Housing In Britain: History

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A nice little easy-read history of Social Housing in Britain from the BBC: A history of social housing
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